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Vehicle Lease Agreements

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At Easy Car Loans, we aim to make the process of leasing a vehicle a simplified and effortless process. To do this, we partner with reputable South African banks to guarantee the best rate for you.

What is a Vehicle Lease Agreement?

Vehicle Lease Agreement is a contract signed into via a buyer and bank or lender, for the buyer to lease their dream vehicle without having to pay it off. In effect, you’re paying for the depreciation of the vehicle while you’re using it. Otherwise, you can choose to purchase your vehicle as a used car at the end of the lease, or you can simply return it.

This is a popular option for those who sell or trade in their cars well before the end of their contract term, as they are essentially leasing with the added costs associated with car ownership, as well as the vehicle depreciation risks.

Why enter into a Lease Agreement?

Not only is it more affordable with fixed monthly payments determined by the number of kilometres you expect to travel each month, but you save while driving your dream car! Furthermore, leasing a vehicle may include benefits such as comprehensive insurance, a service plan, vehicle-tracking and roadside assistance.

What are the risks?

If you fail to make regular monthly payments, your vehicle may be repossessed. Plus, as you are leasing the vehicle you cannot customise it, miss a service (which you have to pay for) or incur excessive mileage. In fact, you will be charged at the end of the lease for anything that decreases the car’s resale value.

Although there are some disadvantages to leasing a vehicle, Easy Car Loans aims to expose you to as few as possible, by guiding you through the loan process and facilitating the best deal for you with an improved interest rate, as well as, an affordable monthly payment option with the added benefit of signing all the necessary documentation within the comfort of your own home or office.

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